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PRIVACY POLICY

 

Our Privacy Policy

Maintaining your trust and confidence is a high priority. We want you to understand how we protect your privacy when we collect and use information about you, and the measures we take to safeguard that information.

What is "Personally Identifiable" information and how does it relate to me?

"Personally identifiable" information is information that is directly associated with a member or specific person such as a member's name, address, or telephone number, e-mail address, location information, or even sometimes information about online or network activities (e.g., log files of Web searching activities). 

Registration
In order to use this website, a user must first complete the registration form on-line or through one of our sales representatives.During registration a user is required to give their contact information (such as name and email address) and unique identifiers (such as social security number). This information is used to contact the user about the services on our site for which they have expressed interest. It is optional for the user to provide demographic information (such as income level and gender), but encouraged so we can provide a more personalized experience on our site.

Cookies
A cookie is a piece of data stored on the userís hard drive containing information about the user. Usage of a cookie is in no way linked to any personally identifiable information while on our site. Once the user closes their browser, the cookie simply terminates. For instance, by setting a cookie on our site, the user would not have to log in a password more than once, thereby saving time while on our site. If a user rejects the cookie, they may still use our site.

Log Files
We use IP addresses to analyze trends, administer the site, track userís movement, and gather broad demographic information for aggregate use. IP addresses are linked to personally identifiable information

Information We Collect

As part of providing you with our products and services, we obtain nonpublic personal information ("Member Information") about you, including:

Information we receive from you on applications, through the Internet, surveys, online registrations or other forms (such as name, billing address and credit information). 
Information collected automatically whenever you interact with us (for example, we know when you are on the network and generally where you are). Information from Other Sources: We may receive information about your credit worthiness if we require to bill you for services, or when we are processing your credit card payment. 

How do you use "Personally Identifiable" information?

In general, we use "personally identifiable" information for billing purposes, to market and provide services, to anticipate and resolve problems with your service, or to create and inform you of products or services that better meet your needs. For example, by understanding how you use our Network, we are able to customize and personalize your experience or we may be able to provide information we think will interest you or enable you to conduct transactions more easily.

Will "Personally Identifiable" information be disclosed?

Wise Exchange, LLC is NOT in the business of selling personally identifiable information to others, or sharing information with companies that are not part of the Wise Exchange, LLC group.

However, Type-I financial personal identifiable information may be shared with payment clearinghouses for the purpose of completing the payment for the purchase of products and services. Such information is secure and is encrypted, and will not be shared by the clearinghouses with any other entity other than to process the payment.

Is information secure?

Wise Exchange, LLC maintains physical, electronic, and procedural safeguards for information collected through the use of its Web site that comply with legal requirements to safeguard Member Information. But, we have no control over the security of other sites on the Internet you visit, interact with, or from which you buy products or services.

We limit access to personal information about you to those employees who need to know that information to provide products or services to you. An important part of protecting the security of personal information is your efforts to protect against unauthorized access to your wireless device, user name and password and to your computer. Also, be sure to sign off when finished using a shared computer and always log out of any site when viewing personal account information.

Disclosures to Provide You With Offers for Products and Services.

An important benefit of your member relationship with Wise Exchange, LLC is the opportunity to receive offers for products and services from Wise Exchange, LLC. We try to provide these offers to members who are most likely to find them of value. In addition, we release personally identifiable and other account information when we believe release is appropriate to comply with the law.

At the time of registration, a member will be able to "opt in" or "opt out" of receiving such offers, and can change their option at any time afterward.

Access to Personal Identifiable Information

A member has the opportunity at any time to review, correct and change their personal identifiable information. Access to this information is available after the member logs into the Web Site and selects the "View/Edit Personal Information" Button on the "What Do You Want To Do?" Screen.

User Authentication Process

Only a member can access their personal identification information. At the time of registration, the member will receive a unique Log-on and Password send via secure email to the email address chosen by the member. The member will be able to change their log-on and password information at any time. If the member cannot recall their log-on and password, the software will automatically send the information to the email address originally specified by the member to receive such secure information. 

The Log-on and Password information and the Type-I financial personal identifiable information is not available to any Wise Exchange, LLC member support personnel.

Privacy Notice of "Link's to Other Web Sites.

Wise Exchange, LLC provides "links" to other web sites of businesses and other entities that the member has the option of clicking on the link to view the other web site. Wise Exchange, LLC does not have any control over whether those web sites subscribe to the Wise Exchange, LLC or similar Privacy Notice.

Former Members

If you decide to terminate your member relationship with us, or your account becomes inactive or is closed for some other reason, we will continue to treat and safeguard your Member Information as described in this Notice.

Site and Service Updates
Wise Exchange, LLC sends Members site and service announcement updates. Members are not able to un-subscribe from service announcements, which contain important information about our service. We communicate with the user to provide requested services and in regards to issues relating to their account via email or phone.

 




 


 

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